Local Funding
Business Funding in San Francisco, CA
San Francisco punches well above its weight in business lending despite its compact size. The city has roughly 90,000 small businesses, many of them in tech, professional services, food, and hospitality. Sky-high rents mean working capital needs run larger here than in most U.S. cities. The Bay Area's venture ecosystem gets the attention, but the majority of local businesses still fund growth through traditional and alternative lending channels.
90,000+
Small Businesses
$600 Billion
Metro GDP
$65/sq ft
Avg. Commercial Rent
Top Industries
Key Industries Seeking Funding in San Francisco
- SaaS Companies
- Restaurants
- Professional Services
- Ecommerce Businesses
- Medical Practices
Local Insights
Funding Landscape in San Francisco
The San Francisco SBA District Office covers the Bay Area and processes a high volume of 7(a) and 504 loans annually
Commercial rents in SF are among the highest in the country, driving strong demand for larger working capital lines
Mission Economic Development Agency (MEDA) and other local CDFIs provide microloans and small business support in underserved neighborhoods
California's Financing Law changes have expanded access to disclosed-cost commercial lending products statewide
More Locations
Business Funding in Other Cities
Find Funding for Your San Francisco Business
See what you qualify for in minutes. No impact on your credit score.