Construction & Trades
Business Funding for Roofing Companies
Roofing is capital intensive on every job. You pay for shingles, underlayment, flashing, and labor before the homeowner or insurance company releases payment. Storm season creates surges in demand that can overwhelm a company that lacks the capital to hire temporary crews and order materials in bulk.
Common Uses
What Roofing Companies Use Funding For
- Pre-order roofing materials in bulk to lock in pricing before storm season
- Purchase or lease aerial lift equipment and safety harness systems
- Hire temporary labor crews to handle post-storm demand spikes
- Fund insurance restoration projects while waiting on adjuster approvals and supplements
Funding Options
Best Funding Types for Roofing Companies
Revenue-Based Financing
Repayments adjust with your monthly revenue, which suits the boom and bust cycle of roofing. After a major storm you can handle higher payments, and during dry spells the payments drop.
Invoice Factoring
Sell your insurance restoration receivables and get paid now instead of waiting 60 to 90 days for the insurance company to process the claim. This frees up cash to start the next job immediately.
Equipment Financing
Finance roofing-specific equipment like material hoists, tear-off machines, and dump trailers. These assets have clear resale value and lenders are comfortable using them as collateral.
What Lenders Look For
Qualification Notes for Roofing Companies
Related Industries
Related Construction & Trades Funding
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